FINANCIAL PLANNING COMMITTEE

Members:                      Richard D. Weaver      Elaine M. Gibbs                                   
                                     James A. Bowe, III      Robert A. Dieterle       
                                     Allen R. Fidler, III        Richard Fusco 
                                     Philip Newmuis, Jr.       Phil Vance

1.      Call to Order

2.     Approval of Minutes:

November 12, 2002

3.     Old Business:

a. Discussion: RSM McGladrey Report dated November 8, 2002

re: Capitalization Policy of Fixed Assets

b. Discussion: Other Matters

4.     New Business

5.     Privilege of the Floor

6.     Adjournment

If you are unable to attend this meeting, please notify Chairman Richard Weaver